Insure Quality LLC

Dental Insurance

helps cover the cost of dental care, reducing out-of-pocket expenses for routine check-ups, cleanings, and more extensive procedures like fillings, root canals, and crowns. It typically includes a network of dentists who agree to provide services at reduced rates.

Most dental insurance plans fall into three categories:

Preventive Care: Covers routine exams, cleanings, and X-rays, usually with no out-of-pocket costs. Basic Procedures: Partially covers common treatments like fillings, extractions, and periodontal work, with the policyholder paying a portion. Major Procedures: Provides partial coverage for complex procedures such as crowns, bridges, dentures, and sometimes orthodontics, often with higher out-of-pocket costs.

Dental insurance usually involves a monthly premium, an annual deductible, and co-pays or coinsurance for certain services. Policies often have an annual maximum, which is the highest amount the insurer will pay in a year. It’s important to choose a plan that aligns with your dental health needs and budget, considering factors like coverage limits, network restrictions, and waiting periods for specific treatments.

Let us shop around and find the best plan for you!